Tom Blomfield
General Partner at Y Combinator
Y Combinator General Partner and co-founder of UK challenger bank Monzo. Advises YC founders on building AI-native companies.
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About Tom Blomfield
Tom Blomfield is a General Partner at Y Combinator and a co-founder of Monzo, the UK digital bank. At YC he works with early-stage founders and runs internal experiments with LLM agents on YC's own data on thousands of companies and founders.
Perspective on AI-Native Companies
Blomfield argues that hierarchy exists to move information between people, and that AI loops can now do that job. He advises founders to shrink headcount, remove middle management, keep one directly responsible person per outcome, and make every meeting and decision legible to AI. He is explicit that this is largely theoretical today.